70 studentsVIT VelloreMonthly spending

67% of the 70 students spend more than their pocket money.

On average, a student gets ₹5,129 a month and spends ₹6,122. Students who overspend go over by ₹2,111 on average. The link between pocket money and spending is -0.04, which is almost none.

Students
70
out of 70 total
Average spending
₹6,122
Average pocket money is ₹5,129
Overspenders
67%
47 of 70 students spend more than their pocket money
Paid online
84%
58 of 70 students mostly use UPI
Total pocket money₹3,59,000
Total spending₹4,28,517
Average overspend₹2,111
Link (r)-0.04
Lowest spending₹3,622
Highest spending₹8,461
Paid online₹3,61,784 · 84%
Paid offline₹66,733 · 16%
01

Pocket money vs spending

By branch

Hollow dot is average pocket money. Filled dot is average spending. The line is the difference. Click a branch to filter.

Pocket moneySpending (more)Spending (less)
₹4k₹5k₹6k₹7k₹8kECEn=4+₹3,235CSE AI/MLn=8+₹2,129CSE Blockchainn=5+₹1,072Mechanical Engineeringn=6+₹1,021Information Technologyn=8−₹74EEEn=8+₹278CSE Coren=9+₹10CSE Data Sciencen=16+₹1,247Civil Engineeringn=6+₹1,065

All students

One square is one student. Faded squares are hidden by the filters.

Spends more (47)Spends less (23)
02

What they spend on

Spending by type

Average per student each month. Food is 40% of all spending.

Food₹2,419 · 40%
Shopping₹1,340 · 22%
Entertainment₹859 · 14%
Education₹834 · 14%
Transport₹335 · 5%
Subscriptions₹335 · 5%

Spending by pocket money group

Students are grouped by how much pocket money they get. Average spending is between ₹5,979 and ₹6,300 across these groups. The data has no dates, so this is not a trend over time.

Pocket moneySpending (more)Spending (less)
₹0k₹2.5k₹5k₹7.5k₹10k3.2k6.2k≤ ₹3.5kn=134.3k6.3k₹4–4.5kn=205.4k6.0k₹5–6kn=247.8k6.1k₹7k+n=13
03

What each group spends on

Spending mix by group

Each bar is 100% of the group average spending, split by type. The number on the right is the average total for that group.

FoodShoppingEntertainmentEducationTransportSubscriptions
ECEn=442%23%11%14%₹7,360
CSE AI/MLn=837%23%16%13%₹6,691
CSE Blockchainn=537%23%17%13%₹6,572
Mechanical Engineeringn=643%22%16%₹6,104
Information Technologyn=842%21%13%₹5,988
EEEn=839%22%15%14%₹5,966
CSE Coren=938%23%14%13%₹5,898
CSE Data Sciencen=1638%22%15%14%₹5,810
Civil Engineeringn=647%17%17%₹5,731
04

Each student

Pocket money and spending

Each dot is one student. Dots above the dashed line spend more than their pocket money. Grey dots are hidden by the filters.

Spends moreSpends lessHidden
₹4k₹6k₹8k₹3k₹5k₹7k₹9kSPENDS MORE ▲SPENDS LESS ▼Pocket moneySpending

Branch and year

Average spending. A darker box means higher spending. Click a box to filter. Boxes with few students (n) are not reliable.

3rd Year
4th Year
CSE AI/ML
CSE Blockchain
—
CSE Core
—
CSE Data Science
Civil Engineering
ECE
EEE
—
Information Technology
Mechanical Engineering
—
₹5,302₹8,461avg spend
05

Distributions

Total spending

How many students fall in each spending range. Blue is low, yellow is medium and coral is high.

05101523.5–4k44–4.5k74.5–5k75–5.5k155.5–6k86–6.5k86.5–7k117–7.5k67.5–8k28–8.5k

Pocket money

How many students get each amount of pocket money each month.

05101520133–4k204–5k155–6k96–7k67–8k48–9k29–10k110–11k

Spending minus pocket money

Left of zero the student spends less than their pocket money. Right of zero they spend more.

05101−5 to −4k1−4 to −3k2−3 to −2k8−2 to −1k11−1 to 0k100 to 1k131 to 2k132 to 3k63 to 4k44 to 5k15 to 6k

Share of spending paid online

How many students pay each share of their spending online.

0510265–70%1070–75%1375–80%1080–85%1185–90%1090–95%1495–100%

Every spending type, every student

Each dot is a student. The black line is the average. Dots far to the right spend a lot on that type.

₹0k₹0.5k₹1k₹1.5k₹2k₹2.5k₹3k₹3.5k₹4kFoodavg ₹2,419Shoppingavg ₹1,340Entertainmentavg ₹859Educationavg ₹834Transportavg ₹335Subscriptionsavg ₹335
06

Relationships

Chart any two fields

X Y

Pick any two numbers. Each dot is a student and the dashed line is the trend. The link between them is r = -0.17 (0 means no link, 1 means they rise together, −1 means one rises as the other falls).

2k3k4k6k8k10kPocket moneyFood

How all the numbers move together

Red means two numbers rise together. Blue means one rises when the other falls. Total spending is the sum of the six types, so those are linked by design.

Pocket
Food
Transport
Shop
Fun
Edu
Subs
Total
Online ₹
Offline ₹
Online %
Diff
Pocket
1.00
-.17
-.04
-.03
.20
-.05
.09
-.04
-.08
.09
-.08
-.83
Food
-.17
1.00
-.04
-.10
.13
.05
.01
.62
.66
-.09
.28
.48
Transport
-.04
-.04
1.00
-.08
.21
-.02
-.04
.14
.05
.19
-.13
.11
Shop
-.03
-.10
-.08
1.00
.01
.20
.13
.50
.41
.19
-.03
.30
Fun
.20
.13
.21
.01
1.00
-.00
-.04
.50
.44
.13
.03
.12
Edu
-.05
.05
-.02
.20
-.00
1.00
-.11
.42
.21
.41
-.31
.27
Subs
.09
.01
-.04
.13
-.04
-.11
1.00
.19
.20
-.02
.09
.03
Total
-.04
.62
.14
.50
.50
.42
.19
1.00
.88
.24
.07
.59
Online ₹
-.08
.66
.05
.41
.44
.21
.20
.88
1.00
-.25
.53
.56
Offline ₹
.09
-.09
.19
.19
.13
.41
-.02
.24
-.25
1.00
-.94
.06
Online %
-.08
.28
-.13
-.03
.03
-.31
.09
.07
.53
-.94
1.00
.10
Diff
-.83
.48
.11
.30
.12
.27
.03
.59
.56
.06
.10
1.00
-1+1blue: one goes up, the other goes down. red: they go up together.
07

Groups

Average spending by group

Small text shows the number of students and how many of them overspend.

Femalen=32 · 75% over₹6,236
Malen=38 · 61% over₹6,025

Habits

Number of students for each answer.

UPI58 · 83%
Debit Card6 · 9%
Cash4 · 6%
Net Banking1 · 1%
Credit Card1 · 1%
08

Habit profiles

Payment mode

For each way of paying: how many students, average spending, share who overspend, and share of money paid online. Click a row to filter.

StudentsAvg spendOverspendPaid online

Food app

The same four measures for each app students use most for food. Click a row to filter.

StudentsAvg spendOverspendPaid online

How often they order food

From rarely to 3+ times a day. Click a row to filter.

StudentsAvg spendOverspendPaid online

How often they shop

From rarely to weekly. Click a row to filter.

StudentsAvg spendOverspendPaid online
09

How they pay and what habits cost

Online and offline spending

Average money paid online and offline each month. Online plus offline equals total spending.

OnlineOffline
Credit Cardn=176%24%₹7,561
Cashn=490%₹6,354
Debit Cardn=683%17%₹6,244
UPIn=5884%16%₹6,089
Net Bankingn=192%₹4,928

Habits and spending

Average total spending for each answer.

Credit Cardn=1 · 100% over₹7,561
Cashn=4 · 100% over₹6,354
Debit Cardn=6 · 67% over₹6,244
UPIn=58 · 64% over₹6,089
Net Bankingn=1 · 100% over₹4,928
10

Food and shopping habits together

Food orders and shopping, together

Rows are how often they order food. Columns are how often they shop. Each box shows average total spending and the number of students. Click a row name to filter by food orders.

Rarely
Once a month
2-3 times a month
Weekly
Rarely
A few times a week
Once a day
2 times a day
3+ times a day
—
—
—
₹4,928₹6,866avg spend

Food app and food orders, together

Rows are the food apps. Columns are how often they order food. Each box shows average total spending and the number of students. Click a row name to filter by app.

Rarely
A few times a week
Once a day
2 times a day
3+ times a day
Swiggy
—
Zomato
Instamart
—
Blinkit
—
Zepto
—
Food Court
—
—
DC/FC
—
—
—
Enzo
—
—
—
—
Direct Restaurant
—
—
—
—
₹3,622₹7,583avg spend
11

People and rankings

10 students who overspend most

Spending minus pocket money, biggest first.

Aditya VermaECE · ₹3,000 to ₹8,461+₹5,461
Kartik RajputCivil Engineering · ₹3,000 to ₹7,427+₹4,427
Kunal MehtaCSE AI/ML · ₹4,000 to ₹8,237+₹4,237
Vignesh KumarCSE Data Science · ₹3,000 to ₹7,154+₹4,154
Rohan GuptaCSE Blockchain · ₹3,500 to ₹7,583+₹4,083
Aarav SharmaCSE AI/ML · ₹4,000 to ₹7,820+₹3,820
Neha SharmaECE · ₹3,500 to ₹7,073+₹3,573
Anushka SinghCSE AI/ML · ₹4,000 to ₹7,561+₹3,561
Karthik ReddyCSE AI/ML · ₹4,000 to ₹7,493+₹3,493
Rahul MenonEEE · ₹3,500 to ₹6,839+₹3,339

10 students who spend least against pocket money

Pocket money minus spending, biggest first.

Pavithra ReddyCSE Core · ₹9,000 to ₹4,985−₹4,015
Pooja ReddyCSE Blockchain · ₹10,000 to ₹6,612−₹3,388
Keerthana ReddyEEE · ₹8,000 to ₹5,546−₹2,454
Ishita JainEEE · ₹8,000 to ₹5,972−₹2,028
Harini KumarCSE Core · ₹9,000 to ₹7,133−₹1,867
Deepika IyerCSE Data Science · ₹8,000 to ₹6,180−₹1,820
Varun MenonInformation Technology · ₹7,000 to ₹5,393−₹1,607
Saurabh KumarInformation Technology · ₹7,000 to ₹5,400−₹1,600
Tanisha SethiEEE · ₹7,000 to ₹5,455−₹1,545
Ankit ThakurInformation Technology · ₹7,000 to ₹5,500−₹1,500

Who is in the data

Number of students in each group.

CSE Data Science16 · 23%
CSE Core9 · 13%
CSE AI/ML8 · 11%
Information Technology8 · 11%
EEE8 · 11%
Mechanical Engineering6 · 9%
Civil Engineering6 · 9%
CSE Blockchain5 · 7%
ECE4 · 6%
12

All records

Student table

70 students. Click a heading to sort.

IDStudentGenderYearBranchResidenceHostelCityPocket ₹Food ₹Transport ₹Shopping ₹Entertain ₹Education ₹Subs ₹Total ₹Difference ₹ ▼Online ₹Offline ₹Online %Pays viaFood freqShop freqFood app
19Aditya VermaFemale3rd YearECEHostelF BlockBengaluru3,0003,1284562,1211,0391,2534648,461+5,4617,86959293%UPIOnce a day2-3 times a monthZomato
27Kartik RajputFemale4th YearCivil EngineeringHostelG BlockChennai3,0003,0673091,7788131,388727,427+4,4275,9421,48580%UPIA few times a weekOnce a monthSwiggy
1Kunal MehtaMale3rd YearCSE AI/MLHostelT BlockKochi4,0002,8602592,2641,5189663708,237+4,2377,57865992%UPIA few times a weekRarelyZomato
52Vignesh KumarMale4th YearCSE Data ScienceHostelL BlockChennai3,0002,4891631,8841,3181,225757,154+4,1546,43971590%CashA few times a weekRarelySwiggy
7Rohan GuptaFemale4th YearCSE BlockchainHostelE BlockDelhi3,5003,4595001,3311,5283104557,583+4,0836,59798687%UPI2 times a dayOnce a monthFood Court
47Aarav SharmaFemale4th YearCSE AI/MLHostelG BlockChennai4,0002,5931411,9711,6131,2052977,820+3,8206,4121,40882%UPIOnce a dayWeeklyZomato
17Neha SharmaMale4th YearECEHostelB BlockPune3,5002,7384151,5825201,3204987,073+3,5736,71935495%UPI2 times a dayOnce a monthInstamart
60Anushka SinghFemale3rd YearCSE AI/MLHostelS BlockBengaluru4,0001,8847442,0901,4351,0653437,561+3,5615,7461,81576%Credit CardA few times a weekOnce a monthDC/FC
31Karthik ReddyMale4th YearCSE AI/MLHostelB BlockDelhi4,0003,0763979251,1521,3935507,493+3,4936,74474990%UPI2 times a dayOnce a monthDC/FC
37Rahul MenonFemale4th YearEEEHostelG BlockChennai3,5003,0264251,4161981,2974776,839+3,3394,9241,91572%UPIA few times a week2-3 times a monthInstamart
40Madhumitha IyerFemale4th YearMechanical EngineeringHostelF BlockDelhi3,0003,0773501,2471531,2191586,204+3,2045,58462090%CashOnce a dayOnce a monthSwiggy
38Sanjana MenonFemale3rd YearCSE Data ScienceHostelG BlockChennai3,0002,2272382,2721516142505,752+2,7525,63711598%UPIOnce a dayWeeklyFood Court
11Abhishek TiwariFemale3rd YearCSE AI/MLHostelF BlockBengaluru4,5003,2402881,0511,3157385687,200+2,7006,91228896%UPI2 times a dayOnce a monthZomato
62Akshara RaoMale4th YearECEHostelB BlockVellore4,0003,4822891,754506459516,541+2,5416,34519697%UPI2 times a dayOnce a monthZomato
57Priya KrishnanFemale4th YearCSE Data ScienceHostelG BlockKochi3,0002,5034763631,4036001575,502+2,5025,11738593%UPI2 times a day2-3 times a monthZomato
50Shreya SaxenaFemale4th YearCSE Data ScienceHostelF BlockHyderabad5,0003,4872941,5721,3875591827,481+2,4815,9101,57179%UPIA few times a weekWeeklySwiggy
16Kavya ReddyFemale4th YearCSE Data ScienceHostelE BlockDelhi4,0001,7381452,0358551,1944906,457+2,4574,8431,61475%UPI2 times a dayRarelyZomato
49Aishwarya MenonMale4th YearMechanical EngineeringHostelK BlockVellore4,5003,5091089298611,2532386,898+2,3986,69120797%UPI2 times a dayWeeklySwiggy
58Siddharth RaoFemale4th YearCSE CoreHostelE BlockBengaluru4,5001,7444872,0201,0811,1623926,886+2,3865,92296486%UPIOnce a dayWeeklySwiggy
44Piyush GoelFemale4th YearInformation TechnologyHostelS BlockHyderabad5,0003,1653161,9177264616867,271+2,2716,0351,23683%Debit CardOnce a day2-3 times a monthSwiggy
67Muskan GuptaFemale4th YearCSE CoreHostelS BlockDelhi4,0003,1202241,7923815691186,204+2,2044,7151,48976%UPIOnce a day2-3 times a monthSwiggy
24Aditya NairMale3rd YearInformation TechnologyHostelQ BlockPune5,0002,8871952,0476719454117,156+2,1565,7961,36081%Debit Card2 times a dayOnce a monthInstamart
22Sakshi BansalFemale4th YearCSE BlockchainHostelS BlockPune5,5003,5054291,5815051,0605607,640+2,1406,72391788%UPIA few times a week2-3 times a monthInstamart
23Arun KumarFemale4th YearCSE BlockchainHostelS BlockBengaluru4,0001,9403051,8248721,106496,096+2,0965,54754991%CashOnce a dayWeeklyFood Court
36Mehak AggarwalMale3rd YearCSE Data ScienceHostelB BlockMumbai4,5002,3923711,1431,2957854486,434+1,9345,0191,41578%UPIA few times a week2-3 times a monthSwiggy
51Manav AroraMale3rd YearCivil EngineeringHostelC BlockVellore5,0003,1304121,1188071,353756,895+1,8954,9641,93172%UPIA few times a week2-3 times a monthInstamart
32Sanjay RaoMale4th YearCSE CoreHostelG BlockPune6,0002,7282941,6261,5539016757,777+1,7776,84493388%UPI2 times a day2-3 times a monthBlinkit
55Sowmya KumarMale3rd YearCivil EngineeringHostelK BlockBengaluru4,0003,5824463771,027213115,656+1,6565,54311398%UPIRarelyRarelyZepto
21Aditi PandeyFemale4th YearEEEHostelF BlockPune3,0001,3354871,2111,092364474,536+1,5363,1751,36170%UPIA few times a weekOnce a monthZomato
3Rishabh JoshiMale3rd YearInformation TechnologyHostelT BlockHyderabad4,5002,7892209941,1385862525,979+1,4795,14283786%UPI2 times a dayOnce a monthBlinkit
69Ayush MishraFemale4th YearEEEHostelS BlockBengaluru4,5002,7911591,0074471,1534035,960+1,4605,18577587%CashOnce a dayWeeklySwiggy
68Nandini KrishnanMale4th YearCSE Data ScienceHostelG BlockChennai4,5001,6317861,1319907966035,937+1,4374,5121,42576%UPI2 times a day2-3 times a monthZepto
64Akshay KrishnanMale4th YearCSE Data ScienceHostelK BlockKochi3,5001,9054467606629471794,899+1,3994,45844191%UPIOnce a dayRarelyInstamart
15Simran KaurMale4th YearECEHostelQ BlockKochi6,0002,9302941,2341,3171,1634287,366+1,3665,8931,47380%UPIA few times a weekWeeklyInstamart
30Anjali NairMale4th YearCSE Data ScienceHostelC BlockDelhi4,0001,3931691,7496027177005,330+1,3303,9441,38674%UPI2 times a day2-3 times a monthSwiggy
5Naveen KumarMale4th YearEEEHostelL BlockBengaluru5,5002,4856521,3391,512634736,695+1,1955,6241,07184%Debit CardA few times a weekOnce a monthDC/FC
33Lakshmi IyerMale4th YearCSE AI/MLHostelT BlockChennai5,0002,4742361,8994086044706,091+1,0915,60448792%UPIA few times a weekWeeklyBlinkit
56Dhruv KhannaFemale4th YearCSE CoreHostelS BlockBengaluru3,5002,4742066202912176644,472+9724,24822495%UPIRarelyRarelyBlinkit
2Harsh VardhanFemale4th YearMechanical EngineeringHostelG BlockVellore5,0003,1294825372091,1913735,921+9214,3221,59973%UPIOnce a dayOnce a monthFood Court
20Vansh GuptaMale4th YearCSE Data ScienceHostelK BlockDelhi5,0002,8951943121,4724146285,915+9154,5551,36077%Debit CardOnce a dayOnce a monthInstamart
9Shreya NairFemale3rd YearCSE Data ScienceHostelG BlockDelhi3,5001,4033356745731,1741164,275+7752,9071,36868%UPIOnce a day2-3 times a monthSwiggy
26Sai KiranMale4th YearEEEDay ScholarDay ScholarHyderabad6,0001,9814071,8676191,3095386,721+7214,9061,81573%UPIOnce a dayRarelySwiggy
10Harish BabuFemale4th YearCSE BlockchainHostelG BlockPune4,5001,7122821,0831,1744931844,928+4284,53439492%Net Banking3+ times a dayWeeklyZomato
70Rohit NairFemale4th YearMechanical EngineeringHostelE BlockMumbai5,0001,8302641,6682429692335,206+2063,5401,66668%UPIA few times a weekRarelyInstamart
65Nithya KrishnanMale4th YearCSE Data ScienceDay ScholarDay ScholarDelhi6,0001,9843521,6467471,354906,173+1735,43274188%UPIRarely2-3 times a monthSwiggy
46Pranav IyerMale4th YearCSE Data ScienceHostelQ BlockDelhi7,0003,4234461,7556523354837,094+946,73935595%UPIOnce a dayOnce a monthBlinkit
42Ananya NairMale4th YearCSE Data ScienceHostelL BlockHyderabad4,5002,0382751,242360501894,505+53,64985681%UPIA few times a weekWeeklyDC/FC
18Arjun SinghMale4th YearCivil EngineeringHostelB BlockBengaluru5,0001,5901791,4502419295624,951−493,8621,08978%UPI2 times a day2-3 times a monthSwiggy
39Vaishnavi KumarFemale4th YearCSE CoreHostelG BlockDelhi6,0002,0844351,0228398025945,776−2244,5051,27178%Debit CardA few times a weekWeeklySwiggy
48Ananya KapoorFemale4th YearMechanical EngineeringHostelG BlockMumbai8,0002,6136921,8101,4579452277,744−2565,4982,24671%UPI2 times a dayOnce a monthBlinkit
41Rahul ChoudharyFemale4th YearCSE CoreHostelF BlockVellore6,0001,9083331,3827019484695,741−2594,1911,55073%UPIOnce a dayWeeklyZepto
53Priyanshu YadavMale4th YearMechanical EngineeringHostelT BlockHyderabad5,0001,4571491,8813942585144,653−3474,46718696%Debit Card2 times a dayOnce a monthZomato
43Riya MalhotraMale3rd YearCSE AI/MLHostelG BlockHyderabad6,0002,0432141,5578714743485,507−4934,1301,37775%UPI2 times a dayWeeklyZepto
29Yash AgarwalMale4th YearInformation TechnologyHostelB BlockDelhi6,0002,8343374298672296755,371−6295,21016197%UPI2 times a dayOnce a monthSwiggy
6Nikhil SrivastavaFemale3rd YearCSE Data ScienceHostelS BlockDelhi4,5001,4152968992477852273,869−6313,36650387%UPIOnce a dayOnce a monthSwiggy
61Divya MenonMale4th YearCivil EngineeringHostelR BlockKochi5,0001,7312395466389412164,311−6893,44986280%UPIA few times a weekOnce a monthSwiggy
63Rithika NairFemale4th YearCivil EngineeringHostelF BlockDelhi6,0002,9321656711631,0531645,148−8524,0671,08179%UPIOnce a day2-3 times a monthBlinkit
13Swetha RaoMale4th YearCSE CoreDay ScholarDay ScholarChennai5,0001,4873071,0186652773584,112−8883,41369983%UPIOnce a dayRarelyZepto
54Meghana NairMale4th YearInformation TechnologyHostelT BlockChennai7,0002,0062332,0775566313325,835−1,1654,6101,22579%UPIRarelyWeeklyInstamart
25Vishal ReddyMale4th YearCSE AI/MLHostelR BlockKochi5,0001,593459526439591143,622−1,3783,04258084%UPIA few times a week2-3 times a monthZepto
66Ankit ThakurMale4th YearInformation TechnologyHostelR BlockChennai7,0002,0714541,1255337365815,500−1,5005,28022096%UPIOnce a dayOnce a monthSwiggy
4Tanisha SethiFemale4th YearEEEHostelE BlockPune7,0003,0061376651,0404801275,455−1,5455,18227395%UPIOnce a dayWeeklyZepto
35Saurabh KumarMale3rd YearInformation TechnologyHostelQ BlockMumbai7,0001,5896391,2561,2502134535,400−1,6005,23816297%UPIOnce a dayOnce a monthDirect Restaurant
34Varun MenonMale4th YearInformation TechnologyHostelC BlockBengaluru7,0002,9103693076979911195,393−1,6073,8831,51072%UPIRarelyWeeklyEnzo
28Deepika IyerFemale3rd YearCSE Data ScienceHostelC BlockPune8,0002,0034847271,6521,1721426,180−1,8204,6351,54575%UPIRarelyOnce a monthSwiggy
12Harini KumarMale4th YearCSE CoreHostelR BlockBengaluru9,0003,1141389661,6219493457,133−1,8676,99014398%UPIRarelyOnce a monthFood Court
8Ishita JainFemale4th YearEEEHostelS BlockVellore8,0002,1263181,4131,3284213665,972−2,0285,13683686%UPIOnce a day2-3 times a monthZomato
14Keerthana ReddyMale4th YearEEEDay ScholarDay ScholarHyderabad8,0001,6684031,7178268091235,546−2,4544,88066688%UPIRarelyRarelyZomato
59Pooja ReddyMale4th YearCSE BlockchainHostelR BlockBengaluru10,0001,4001441,8571,6401,3712006,612−3,3884,8271,78573%UPIA few times a weekOnce a monthSwiggy
45Pavithra ReddyMale4th YearCSE CoreHostelL BlockVellore9,0001,3761511,7103088455954,985−4,0154,43754889%UPIA few times a week2-3 times a monthZomato
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Summary

What we found

  • 67% of students (47 of 70) spend more than their pocket money.
  • Average spending is ₹6,122. Average pocket money is ₹5,129.
  • Pocket money and spending are not linked (r = -0.04).
  • Food is the biggest cost at 40% of all spending.

What to do

  1. Help students with low pocket money plan a budget. 33 students get ₹4.5k or less, and 32 of them (97%) overspend.
  2. Bring down food costs. 59 of 70 students order from delivery apps. Cheaper food court meals or mess credit would help, and spending alerts can go out through UPI (58 students use it).

Limits of the data

  • No dates. We only have one month for each student, so we cannot show a trend over time.
  • Only 70 students answered, and they told us their own numbers. 55 are 4th year and only 4 are day scholars, so small groups are not reliable.